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Insufficient funds

You see: Insufficient funds: this needs 5461522 sats, and 5461497 sats are spendable right now. Add funds to bWalletX and try again. or Insufficient Funds!

The payment plus its network fee costs more than you can spend right now.

The message may add one of these:

Extra line Meaning What to do
“… sats have arrived at your address but the wallet has not finished adding them” Money came in but isn’t spendable yet. Open bWalletX, tap refresh, try again.
“… sats of received payments are still being moved into your spendable balance” Received payments are being moved in. Try again in a minute.
“… sats of received payments can’t be moved automatically” Some payments need a hand to recover. Email support@bwalletx.com. Nothing is lost.

Network fees are added on top. If you hold exactly the amount, you can be a few sats short. Add a few cents and try again. Store themes include the fee in their $1 price, so this won’t happen there.